Legal

Money Manager: Expense Tracker Privacy Policy

Last updated: 2026-10-24

This policy explains how Money Manager, also called PeraTrack in our Apple apps, handles information on Android and iOS, including supported tablet, watch, and widget features. You can use local finance features without a cloud account. If you choose to sign in and use Household sync, information in the shared workspace is also stored in the cloud and made available to its authorized members. Feature availability varies by platform and app version.

Information We Collect

Financial data you enter

The app stores the records you enter or import, such as accounts, balances, transactions, categories, notes, budgets, and plans. These records are used to provide your finance features. Device-local records are not automatically made visible to other Household members.

Optional accounts and Household sync

Cloud sign-in uses Google Firebase Authentication, which processes your email address, sign-in credentials, and account identifiers. When you create or join a Household and enable sync, Google Firebase stores the workspace's financial records and supporting account, membership, role, invitation, and synchronization information. Members can access shared information according to their Household permissions. Share a workspace or invitation only with people you intend to give access.

Receipts, images, and files

Receipts, photos, PDFs, and other files you select or capture are kept in the app's local storage. Household sync can include an attachment's filename, local reference, type, size, and other metadata with its financial record; the current sync feature does not upload the receipt image or PDF itself. Backups and exports you create can include the actual files. Copies saved through device backup services or destinations you choose are handled separately by those services.

Diagnostics and usage data

The Android app uses Firebase Analytics and Firebase Crashlytics in supported production builds to understand feature usage, performance, and reliability. This may include app events, device and OS information, diagnostic identifiers, and crash reports. Android analytics follows the app's analytics preference. The current iOS app uses local diagnostic logging rather than Firebase Analytics or Crashlytics. Diagnostic behavior can differ between platforms and versions.

Advertising and Privacy Choices

Where advertising is enabled, Google AdMob and its advertising partners may process IP addresses, device and app information, advertising identifiers when available and permitted, approximate location inferred from IP addresses, and ad requests, impressions, and interactions to provide and measure ads.

The app uses Google's User Messaging Platform to obtain consent information and, where applicable, display consent messages before requesting ads. Privacy options are available in the app when the consent service requires them. You can also manage advertising and tracking permissions in your Android or Apple device settings. The availability of an advertising identifier depends on your platform, permissions, and privacy choices.

Assistant and Optional Online Features

Assistant inference uses on-device models, such as Apple Foundation Models, Android Gemini Nano, or locally downloaded models, depending on your device and selected option. Downloading an optional model contacts its hosting provider, such as Hugging Face, which receives ordinary download request and network information. Your finance records and assistant prompts are not included in a model download.

Optional online features, including GIF search and media you choose to load, contact their providers. A provider such as GIPHY can receive the search terms, requested content, and network information needed to answer that request. These providers process information under their own privacy policies.

Live exchange rates and investment quotes contact the relevant data provider with the requested currencies, stock symbol, or cryptocurrency identifier. Market-data requests also include the provider API key you configure, where required. These requests do not include your transaction history or balances. Providers receive the network information needed to deliver a response.

Rate and quote sources include ExchangeRate-API, Frankfurter, the European Central Bank, currency-api downloads hosted by Cloudflare Pages or jsDelivr, CoinGecko, and your selected market-data provider: Twelve Data, Finnhub, Financial Modeling Prep, Alpha Vantage, EODHD, Marketstack, or Tiingo.

Purchases and Device Permissions

Apple or Google processes purchases made through its app store. The app uses purchase and entitlement information to provide paid features or restore access. We do not receive your payment card details from those app-store transactions.

Features may ask for access to a camera, selected photos or files, notifications, or device authentication when you use them. Permission is used for the feature you choose, such as attaching a receipt, importing a file, receiving a reminder, or unlocking the app. You can change permissions in device settings; restricting them can limit the related feature.

Supported watch and widget features share selected financial snapshots and actions with your paired device or widgets through the platform's companion and app-sharing features. Information can be visible on the watch, home screen, or lock screen according to the features and settings you enable.

How We Use Information

Store and organize the financial information you enter or import.
Authenticate optional cloud accounts and synchronize the Households you choose to share.
Provide selected features, purchases, imports, exports, backups, and reminders.
Improve stability and fix bugs.
Respond to support requests.
Show ads and measure ad performance.

Data Storage and Retention

Local financial records are kept in the app's device storage until you delete them or remove that storage. Device backups and exports can retain separate copies.
Synced Household information is stored separately in Google Firebase for the account and shared workspace. Clearing local data, signing out, or uninstalling does not delete your cloud account or erase shared Household records.
Removing a Household member changes that member's access; it does not automatically remove financial records from the shared ledger. Other authorized members may retain access to those records, and people who previously received copies may still hold them.
Backups, exported files, and copies held by other members or device backup services are separate from the app's local storage. You control the destinations you select and should remove unwanted copies from those destinations.
To request deletion of a cloud account or cloud data, contact us using the address below. We may need to verify account ownership and the requester's authority over a shared workspace. Service-provider retention and backup practices also apply to information they process.

Sharing of Information

We do not sell your financial records. Information is shared with the Household members you authorize, with service providers needed for the features you use, and with advertising partners as described above. An import, export, backup, or external sharing action can also send information to a destination you select. We may disclose information when required by law or necessary to respond to a valid legal request.

Your Choices

Use local finance features without creating a cloud account.
Choose whether to sign in, join a Household, enable sync, or share information with other members.
Use the app's record management, export, backup, and privacy settings where available.
Manage Android analytics preferences and device permissions in the relevant settings.
Review advertising choices through available in-app privacy options and device settings.
Contact us about access, correction, deletion, or other privacy rights that apply where you live. Deleting local copies alone does not delete cloud or independently saved copies.

Third-Party Services

The services described above include Google Firebase, Google AdMob and its partners, Apple and Google app stores and device services, GIPHY, and optional model-hosting providers such as Hugging Face. Their privacy policies describe how they process and retain information:

Children's Privacy

The app is not directed to children under 13 and does not knowingly collect personal information from them.

Changes to This Policy

We may update this policy to reflect changes in the app and will update the "Last updated" date.

Contact

If you have questions or requests, contact us at manon.ronjiediafante@gmail.com.